Finance & Insurance

At John Andrew Mazda we pride ourselves on providing personal solutions for your finance and leasing needs.

Our specialist Business Manager is on hand to discuss a finance plan to suit your needs and circumstances and will act on your behalf to get the best deal. Even better, you are under no obligation when you take advantage of this free service.

We are able to select from the products and services of a wide range of finance and lease companies, ensuring you get the most competitive package every time. Whether you are a private purchaser or a business user we will assemble a package that suits you.

Mazda Future Value

With Mazda Future Value you can rest easy knowing what the value of your new Mazda vehicle will be at the end of your loan term (t's & c's apply). You’ll also enjoy flexibility in your loan arrangements and a choice of trading, keeping or returning your vehicle at the end of your loan term.

HIRE PURCHASE

With repayment terms from 6 to 60 months, hire purchase is a well-known method of financing. With flexible deposits, structured repayments and residual options, this option suits most purchase requirements and is the most flexible.

FINANCE LEASE

A lease with the opportunity for the leasee to purchase the vehicle. Basically this is a flexible operating lease. Usually incorporates one payment in advance, a nominated monthly amount followed with a final balloon/residual payment - extremely popular.

OPERATING LEASE

This is essentially rent and return option (known as a long term hire agreement) for those who do not wish to have an asset on their books and the residual risk of owning a vehicle. Like a finance lease, the operating lease usually incorporates one payment in advance and can include a full maintenance package if you choose which covers all servicing and maintenance, tyres and annual re-licensing.

PROTECTING PAYMENTS

Payment Protection Insurance protects you and your family, giving you peace of mind in the knowledge that your vehicle loan or lease repayments will be covered to the extent of the policy limits, at time of illness, accident, redundancy, strike, bankruptcy or death (depending on the cover purchased).

GUARANTEED ASSET PROTECTION

In the unfortunate event that your vehicle is declared a total loss, you may find that the insurance payout is less than the amount required to settle your loan balance or the amount owing on your vehicle lease.

Guaranteed Asset Protection (Gapcover)

When purchasing a new vehicle and committing yourself to loan repayments over an extended term, it's wise to protect yourself against the unfortunate event of your vehicle being written-off as a total loss and the shortfall that can occur between the amount outstanding on your finance contract and the insurance payout you receive.

Provident Gapcover has been designed with exactly that in mind - to help pay the difference (the gap) between what your vehicle insurance policy pays out and the balance you owe under your finance contract. We may also pay additional benefits, which are designed to help reimburse you for associated incidental costs, if you select this extra “Special Benefits” cover for your policy.

Provident Gapcover protects your investment in your new vehicle so you can replace it, if you need it providing control, certainty and choices for your future.

For full details of the Provident Gapcover policy please refer to the Policy Booklet wording.

Motor Vehicle Insurance

Accidents, loss and damage to motor vehicles do happen, even to the most careful of owners. Provident Motor Vehicle Insurance offers comprehensive cover*.

Provident Luxury Motor Vehicle Insurance

Features include:*

  • Three year replacement vehicle cover - For new vehicles, if the vehicle is deemed a total loss within three years from the date of purchase
  • Twelve month used vehicle cover - For used vehicles, if the vehicle is deemed a total loss within twelve months from the date of purchase, the policy pays the greater of the vehicle's purchase price or the market value
  • Use of genuine manufacturer's parts - To ensure maintenance of the manufacturer's warranty
  • Approved repairers - Use an approved repairer or a repairer of your choice
  • Rental vehicle cover - Included for no additional cost
  • Vehicle use - Private and Business use available
  • Windscreen, headlight and tail light cover - No excess if your claim is only for vehicle glass, and the vehicle is valued less than $150,000
  • Other additional benefits - Including keys and locks, transport, incorrect refuelling

*Please refer to the Provident Luxury Motor Vehicle Insurance Policy Booklet for full details of the terms, conditions and exclusions that apply.

Credit Contract Indemnity

Borrowing money (credit) has never been more freely available than it is today. It enables us to make choices, to buy the things we want, when we want, and to enjoy life.

When you borrow money you enter into an agreement to repay it back at a certain rate and over a certain period.

However, things can change over time and whilst you may be fit and healthy today, with steady income and a secure future, unexpected events can very quickly change your situation.

Provident Credit Contract Indemnity covers you and your family in the event of you suffering financial loss as a result of you being off work due to accident, illness, redundancy, suspension, business interruption, bankruptcy or hospitalisation. It also has a life-cover benefit to pay the outstanding balance of your credit contract in the event of death.

With Provident Credit Contract Indemnity you can relax knowing the money you borrow today can be repaid should the unexpected happen in the future.

For full details of the Provident Credit Contract Indemnity policy please refer to the Policy Booklet wording.

Important Note:- This policy does not provide cover for any event and subsequent claim that arises directly or indirectly from a State of Emergency, including the current Covid-19 Pandemic.

Mechanical Breakdown Insurance

Buying a new or used vehicle represents a major investment, so it's wise to protect your vehicle against the sudden or unforeseen happening of mechanical or electrical failure.

The fact is, motor vehicles do break down from time to time and, whilst you don't expect it to happen to your vehicle, it's reassuring to know that Provident Insurance has a policy to help protect you against the inconvenience and the costs of repair.

Provident Insurance provides the most comprehensive and competitive policies available in New Zealand.

Our policies provide cover for 1, 2 or 3 years and offer a range of terms and excess options designed to suit you and your vehicle.

For more information on the features and benefits of our Mechanical Breakdown Insurance policies please view our Summary of Cover.

Summary of Cover

Please Note: This is a generic summary of the cover provided under each policy. For a full list of specific terms, conditions and benefits please refer to your Registration Certificate and the MBI Policy Booklet or EV/HV Policy Booklet wording.

 

Classic Cover

Pinnacle Cover

EV & Hybrid Cover

Qualifying Vehicles

This policy covers: Standard Vehicles - that are less than 16yrs old and which have travelled less than 250,000kms at the date the policy commences cover. Turbo or Diesel Vehicles - that are less than 16yrs old and which have travelled less than 225,000kms at the date the policy commences cover. European Vehicles - that are less than 14yrs old and which have travelled less than 175,000kms at the date the policy commences cover. Luxury Vehicles - that are less than 12yrs old and which have travelled less than 150,000kms at the date the policy commences cover. The vehicle policy type and is shown on the Registration Certificate which forms a part of the policy document.

This policy covers: Standard Vehicles - that are less than 12yrs old and which have travelled less than 150,000kms at the date the policy commences cover. Turbo or Diesel Vehicles - that are less than 10yrs old and which have travelled less than 150,000kms at the date the policy commences cover. European Vehicles - that are less than 10yrs old and which have travelled less than 125,000kms at the date the policy commences cover. Luxury Vehicles - that are less than 8yrs old and which have travelled less than 80,000kms at the date the policy commences cover. The vehicle policy type and is shown on the Registration Certificate which forms a part of the policy document.

This policy covers: Electric and Hybrid Vehicles - that are less than 16yrs old and which have travelled less than 180,000kms at the date the policy commences cover. Luxury Vehicles - as described in the policy booklet are not covered. The vehicle policy type and is shown on the Registration Certificate which forms a part of the policy document.

Claim Limits

Standard Vehicles - Up to $5,000 per claim Turbo or Diesel Vehicles - Up to $5,000 per claim European Vehicles - Up to $5,000 per claim Luxury Vehicles - Up to $5,000 per claim. The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

Standard Vehicles - Unlimited per claim Turbo or Diesel Vehicles - Up to $8,000 per claim European Vehicles - Up to $8,000 per claim Luxury Vehicles - Up to $8,000 per claim The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

Electric & Hybrid Cover- Vehicles that are less than 10 years old and which have travelled less than 130,000kms at the date the policy commences cover. Vehicle Claim Limit Max (per claim): $10,000 Lithium-ion Battery Claim Limit Max (per claim): $10,000 - up to 3 years old $7,500 - 4-6 years old $5,000 - 7-8 years old $2,500 - 9-10 years old Electric & Hybrid Extended KM & Age Cover- Vehicles up to 180,000kms Vehicles up to 16 years old Vehicle Claim Limit Max (per claim): $5,000 Lithium-ion Battery Claim Limit Max (per claim): $5,000 - 0 to 8 years old $2,500 - 9 to 16 years old The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

Excess Options

A number of excess options may be chosen, however a minimum excess of $150 must be paid for each unrelated claim. The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

A number of excess options may be chosen, however a minimum excess of $150 must be paid for each unrelated claim. The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

A number of excess options may be chosen, however a minimum excess of $250 must be paid for each unrelated claim. The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

Special Benefits

Generous allowances for accommodation, car hire/return home costs or vehicle repatriation.

Generous allowances for accommodation, car hire/return home costs or vehicle repatriation.

Generous allowances for accommodation, car hire/return home costs or vehicle repatriation.

Emergency Breakdown Assistance

In the event of an approved claim, where your vehicle cannot be driven, Provident will arrange towing to the nearest Provident Authorised Repair Facility.

In the event of an approved claim, where your vehicle cannot be driven, Provident will arrange towing to the nearest Provident Authorised Repair Facility.

In the event of an approved claim, where your vehicle cannot be driven, Provident will arrange towing to the nearest Provident Authorised Repair Facility.

Roadside Assistance Option

If this option has been selected and the additional premium paid, you will be entitled to full NZ Roadside Assistance benefits, including towing, lost keys, out of fuel, flat tyre and flat battery assistance.

If this option has been selected and the additional premium paid, you will be entitled to full NZ Roadside Assistance benefits, including towing, lost keys, out of fuel, flat tyre and flat battery assistance.

If this option has been selected and the additional premium paid, you will be entitled to full NZ Roadside Assistance benefits, including towing, lost keys, out of fuel, flat tyre and flat battery assistance.

Exclusive Insurance Package Options

Bronze Protection Pack

The Bronze Protection Pack includes:

  • Full Dura-Seal Paint protection
  • Dura-Seal Interior Leather & Fabric protection

Dura-seal Protection comes with a Lifetime Warranty to back their product.

Silver Protection Pack

The Silver Protection Pack includes:

  • Full Dura-Seal Paint protection
  • Dura-Seal Interior Leather & Fabric protection
  • 3M Window Tinting
  • Nitrogen Inflated Tyres
  • Mazda Gift Bag

Dura-seal Protection comes with a Lifetime Warranty to back their product.

Finance & Insurance Enquiry

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Terms and Conditions: *7.95% over 48 months with MFV $28,437.84 and total of 15,000km annually with deposit of $5,849.00 and ORC $1,200.00 - Total Repayment Amount $67,938.08. ^7.95% over 48 months with MFV $22,425.19 and total of 15,000km annually with deposit of $4,689.00 and ORC $1,000.00 - Total Repayment Amount $54,564.51.